InsightsHOUSING MARKET GROUP

MARKET DATA · Canada

Housing market figures for Canada

The latest published figure for each housing metric in Canada, with the organisation that published it. Figures that have not been confirmed are not shown.

How sources are chosen and figures are checked →

Interest rates and lending

Average mortgage interest rate

6.19%

Period
2026-10-28
Breakdown
lender type: chartered banks · rate type: fixed 5y

Source Bank of Canada · Bank of Canada Valet: conventional mortgage, 5-year (V80691335)

Source: Bank of Canada

Single official source: shown exactly as this organisation published it

Articles about Canada

  1. Canada fixed mortgage rate steady at 6.19% in October 2026

    · Canada

    The average 5-year fixed mortgage rate at Canada's chartered banks held at 6.19% on 28 October 2026, according to the Bank of Canada, after rising from 6.09% at the end of September.

  2. Canada policy rate holds at 2.25% in September 2026

    · Canada

    The Bank of Canada's policy rate stood at 2.25% in September 2026, unchanged from August and below the 2.5% level of September 2025, according to Bank of Canada figures.

  3. Canada 5-year fixed mortgage rate holds at 6.19% in October

    · Canada

    The Bank of Canada reports that the average 5-year fixed mortgage rate at chartered banks was 6.19% on 21 October 2026, unchanged on the week and up from 6.09% in late September 2026.

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