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MARKET DATA · Spain

Housing market figures for Spain

The latest published figure for each housing metric in Spain, with the organisation that published it. Figures that have not been confirmed are not shown.

How sources are chosen and figures are checked →

Prices

Interest rates and lending

Average mortgage interest rate

3.07%

Period
2026-08
Breakdown
lender type: banks · rate type: new business all fixation periods

Source Banco de España · Banco de España table 19.3: interest rates on new operations, households, housing loans excluding renegotiations (TEDR)

Source: Banco de España

Single official source: shown exactly as this organisation published it

Articles about Spain

  1. Spain average mortgage rate rises to 3.07% in August 2026

    · Spain

    The average rate on new bank mortgages in Spain rose to 3.07% in August 2026 from 2.90% in July, Banco de España figures show, and remained below the level in Germany.

  2. Spain house price index rises in 2026 Q2

    · Spain

    Spain's house price index reached 111.09 in 2026 Q2, according to the INE, up 3.4% on the previous quarter and 12.2% on a year earlier by HMG's calculation.

  3. Spain central bank rate rises to 2.5% in September 2026

    · Spain

    According to Banco de España, Spain's central bank policy rate stood at 2.5% in September 2026, up from 2.25% in August 2026 and 2.0% in September 2025.

  4. Spain house price growth eases in 2026 Q2

    · Spain

    Eurostat figures show Spanish house prices were 12.1% higher in 2026 Q2 than a year earlier, a slightly slower pace than in recent periods and well above Germany.

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