The average rate on new bank mortgages in Spain rose to 3.07% in August 2026 from 2.90% in July, Banco de España figures show, and remained below the level in Germany.
Spain's house price index reached 111.09 in 2026 Q2, according to the INE, up 3.4% on the previous quarter and 12.2% on a year earlier by HMG's calculation.
According to Banco de España, Spain's central bank policy rate stood at 2.5% in September 2026, up from 2.25% in August 2026 and 2.0% in September 2025.
Eurostat figures show Spanish house prices were 12.1% higher in 2026 Q2 than a year earlier, a slightly slower pace than in recent periods and well above Germany.