METRIC
Average mortgage interest rate
The average interest rate on mortgage loans in the period.
The latest published figure for this metric in each country where one has passed every check, with the organisation that published it.
| Country | Latest figure | Period | Source |
|---|---|---|---|
| Australia | 6.2% | 2026-08 | Source Reserve Bank of Australia · RBA table F6: housing lending rates, owner-occupier, all institutions (outstanding loans, and new loans funded in the month) Source: Reserve Bank of Australia View this figure at the source Terms of use Single official source: shown exactly as this organisation published it |
| Australia | 6.2% | 2026-08 | Source Reserve Bank of Australia · RBA table F6: housing lending rates, owner-occupier, all institutions (outstanding loans, and new loans funded in the month) Source: Reserve Bank of Australia View this figure at the source Terms of use Single official source: shown exactly as this organisation published it |
| Canada | 6.19% | 2026-10-28 | Source Bank of Canada · Bank of Canada Valet: conventional mortgage, 5-year (V80691335) Source: Bank of Canada View this figure at the source Terms of use Single official source: shown exactly as this organisation published it |
| Germany | 4.01% | 2026-08 | Source Deutsche Bundesbank · Bundesbank MFI interest rates (BBIM1): effective interest rate, new business, housing loans to households, Germany (SUD131Z) Source: Deutsche Bundesbank View this figure at the source Terms of use Single official source: shown exactly as this organisation published it |
| Spain | 3.07% | 2026-08 | Source Banco de España · Banco de España table 19.3: interest rates on new operations, households, housing loans excluding renegotiations (TEDR) Source: Banco de España View this figure at the source Terms of use Single official source: shown exactly as this organisation published it |